Financial Inclusion and Livelihood Transformation: Perspective from Microfinance Institutions in Rural India
暫譯: 金融包容性與生計轉型:來自印度農村微型金融機構的視角

Datta, Srimoyee, Sahu, Tarak Nath

  • 出版商: Palgrave MacMillan
  • 出版日期: 2024-07-29
  • 售價: $4,510
  • 貴賓價: 9.5$4,285
  • 語言: 英文
  • 頁數: 199
  • 裝訂: Quality Paper - also called trade paper
  • ISBN: 9819941431
  • ISBN-13: 9789819941438
  • 無法訂購

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商品描述

This book explores the role and effect of Microfinance Institutions (MFIs) with different dimensions. It is being supported with strong empirical evidence into various parameters of MFIs directed towards inclusive finance and the transformation journey of livelihoods of its beneficiaries.

It also incorporates empirical evidence with the perception of both beneficiaries and non-beneficiaries. Starting its journey toward the path of comprehending how MFIs make their footprint among the excluded population in the selected areas, it incorporates the different outcomes of MFI lending like credit utilisation patterns, income generation, and employability. As financial stability helps to break out the vicious cycle of poverty, this book emphasises the self-dependent element for the beneficiaries and their households.

It addresses the important issue of the female counterparts in society. It shows how the MFIs work actively to generate female empowerment from multiple dimensions among the selected communities. It addresses key issues to consider for inclusive policy formulation, especially for backward communities in the backward areas and gives a realistic scenario of the MFI activities, their interactions with the respondents, the various outcomes, and areas for further developments, etc. This book is beneficial for academicians, researchers, and policymakers.

商品描述(中文翻譯)

這本書探討了微型金融機構(Microfinance Institutions, MFIs)在不同層面上的角色和影響。書中提供了強有力的實證證據,針對MFIs在包容性金融方面的各種參數,以及其受益者生活轉型的過程。

本書還結合了受益者和非受益者的觀點,實證證據顯示MFIs如何在選定地區的被排除人口中留下足跡,並納入了MFIs貸款的不同結果,如信用利用模式、收入生成和就業能力。由於財務穩定有助於打破貧困的惡性循環,本書強調了受益者及其家庭的自立元素。

本書還針對社會中女性的相關議題進行探討,展示了MFIs如何在選定社區中積極推動女性賦權的多重面向。它針對包容性政策制定中需要考慮的關鍵問題,特別是針對落後地區的落後社區,並提供了MFIs活動的現實情境、與受訪者的互動、各種結果以及進一步發展的領域等。本書對學術界、研究人員和政策制定者均有益處。

作者簡介

Dr. Srimoyee Datta is presently working as an Assistant Professor in Department of Business Administration, Sidho Kanho Birsha University. She has over 17 years of academic experience in various institutes. She has been awarded Ph.D. from Vidyasagar University, West Bengal. She has published various research articles in various reputed national and international journals published by reputed publishers.

Dr. Tarak Nath Sahu is currently working as an Associate Professor of Commerce and Head, Department of Business Administration, Vidyasagar University, Midnapore. He has over 16 years of postgraduate teaching and research experience in the field of finance and financial economics. Dr. Sahu, a gold medalist at both graduate and post-graduate levels, has authored five books and edited ten books. He has published more than hundred fifty research articles in reputed national and international journals.


作者簡介(中文翻譯)

Dr. Srimoyee Datta 目前擔任西多卡諾比爾沙大學商業管理系的助理教授。她在多個機構擁有超過17年的學術經驗。她獲得了西孟加拉邦維迪亞薩加爾大學的博士學位。她在多個知名的國內外期刊上發表了多篇研究文章,這些期刊由知名出版商出版。

Dr. Tarak Nath Sahu 目前擔任維迪亞薩加爾大學(米德納普爾)商學副教授及商業管理系主任。他在金融及金融經濟學領域擁有超過16年的研究生教學和研究經驗。Dr. Sahu 在本科及研究生階段均獲得金牌,著作五本書籍並編輯十本書籍。他在知名的國內外期刊上發表了超過一百五十篇研究文章。

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