Financial Inclusion in China: Policy, Experience, and Outlook

Zhu Hongmei is a professor of Economics at Beijing Academy of Social Sciences(Bass). Before joining the Bass in (October)2022, she worked at the Research Institute of the People's Bank of China for more than 10 years as Director-General and Senior Fellow. She has long been engaged in the research and formulation of rural finance and inclusive finance policies. As the director, she has organized the publication book series of "China Rural Finance Service Report. She has published more than 20 papers in academic journals.

Zhang Wenting did his Ph.D. in Accounting and Finance of Durham University (UK) with the Best Doctoral Thesis Award. She is currently Senior Research Fellow of the Research Institute of the People's Bank of China. She is mainly engaged in the research of International Finance, Inclusive Finance, FinTech, Climate Finance, and the relative policy suggestions. She has compiled many books, such as "Bank Credit Operation Management", "China Community Bank Management", "Artificial Financial Intelligence in China" and the translation of Paul Volcker's autobiography "Keeping at It", "Why Not Default" and other works. She participated in many domestic and international academic conferences and published dozens of academic papers or articles on top domestic and international journals, such as the International Review of Financial Analysis and China Finance.

朱紅梅是北京社會科學院（Bass）的經濟學教授。在2022年10月加入Bass之前，她在中國人民銀行研究院工作了十多年，擔任總幹事和高級研究員。她長期從事農村金融和普惠金融政策的研究與制定。作為主任，她組織出版了《中國農村金融服務報告》系列書籍。她在學術期刊上發表了20多篇論文。

張文婷在英國杜倫大學獲得會計與金融博士學位，並獲得最佳博士論文獎。她目前是中國人民銀行研究院的高級研究員。她主要從事國際金融、普惠金融、金融科技、氣候金融及相關政策建議的研究。她編撰了多本書籍，如《銀行信貸運營管理》、《中國社區銀行管理》、《中國的人工金融智能》以及保羅·沃爾克自傳《堅持下去》、《為什麼不違約》等作品的翻譯。她參加了許多國內外學術會議，並在國內外頂尖期刊上發表了數十篇學術論文或文章，如《國際金融分析評論》和《中國金融》。