Fintech Innovation: From Robo-Advisors to Goal Based Investing and Gamification
暫譯: 金融科技創新：從機器顧問到目標導向投資與遊戲化
Sironi, Paolo
相關主題
商品描述
A survival guide for the FinTech era of banking
FinTech Innovation examines the rise of financial technology and its growing impact on the global banking industry. Wealth managers are standing at the epicenter of a tectonic shift, as the balance of power between offering and demand undergoes a dramatic upheaval. Regulators are pushing toward a 'constrained offering' norm while private clients and independent advisors demand a more proactive role; practitioners need examine this banking evolution in detail to understand the mechanisms at work. This book presents analysis of the current shift and offers clear insight into what happens when established economic interests collide with social transformation. Business models are changing in profound ways, and the impact reaches further than many expect; the democratization of banking is revolutionizing the wealth management industry toward more efficient and client-centric advisory processes, and keeping pace with these changes has become a survival skill for financial advisors around the world.
Social media, big data analytics and digital technology are disrupting the banking industry, which many have taken for granted as set in stone. This book shatters that assumption by illustrating the massive changes already underway, and provides thought leader insight into the changes yet to come.
- Examine the depth and breadth of financial technology
- Learn how regulations are driving changing business models
- Discover why investors may become the price-makers
- Understand the forces at work behind the rise of FinTech
Information asymmetry has dominated the banking industry for centuries, keeping the bank/investor liability neatly aligned--but this is changing, and understanding and preparing for the repercussions must be a top priority for wealth managers everywhere. Financial Innovation shows you where the bar is being re-set and gives you the insight you need to keep up.
商品描述(中文翻譯)
金融科技時代的生存指南
金融科技創新探討了金融科技的興起及其對全球銀行業日益增長的影響。財富管理者正處於這場劇變的中心，因為供應與需求之間的權力平衡正在經歷劇烈的動盪。監管機構正推動「受限供應」的常態，而私人客戶和獨立顧問則要求更積極的角色；從業者需要詳細檢視這一銀行演變，以理解其背後的運作機制。本書分析了當前的變化，並清晰地洞察當既有經濟利益與社會轉型發生衝突時會發生什麼。商業模式正在以深刻的方式改變，影響的範圍超出許多人的預期；銀行的民主化正在徹底改變財富管理行業，朝向更高效且以客戶為中心的諮詢流程，跟上這些變化已成為全球金融顧問的生存技能。
社交媒體、大數據分析和數位技術正在顛覆銀行業，這一行業許多人一直認為是穩固不變的。本書打破了這一假設，通過展示已經在進行的巨大變化，並提供思想領袖對未來變化的見解。
- 檢視金融科技的深度與廣度
- 了解監管如何推動商業模式的變化
- 發現為何投資者可能成為價格制定者
- 理解金融科技興起背後的力量
信息不對稱在銀行業主導了幾個世紀，使銀行/投資者的責任保持整齊對齊——但這正在改變，理解並準備應對其後果必須成為財富管理者的首要任務。金融創新告訴你標準正在重新設定的地方，並提供你所需的見解以跟上這一變化。
作者簡介
PAOLO SIRONI is a global thought leader for Wealth Management and Investment Analytics at IBM, where he is responsible for promoting quantitative methods, Goal Based Investing (GBI) and digital solutions for financial advisory. His expertise combines financial services and technology and spans over a number of areas, including wealth management, asset management, risk management and FinTech innovation. Prior to IBM, he founded a FinTech startup that provided GBI portfolios to wealth managers. This venture subsequently became a part of IBM following the acquisition of funding partner Algorithmics, a world leader of risk management and investment analytics. Paolo possesses a decade-long risk management expertise; he was previously head of market and counterparty risk modeling at Banca Intesa Sanpaolo. He is the author of Modern Portfolio Management: From Markowitz to Probabilistic Scenario Optimisation, and contributing author to The FinTech Book.
作者簡介(中文翻譯)
保羅·西羅尼是IBM全球財富管理與投資分析的思想領袖，負責推廣量化方法、以目標為基礎的投資（Goal Based Investing, GBI）及金融顧問的數位解決方案。他的專業結合了金融服務與科技，涵蓋多個領域，包括財富管理、資產管理、風險管理及金融科技創新。在加入IBM之前，他創立了一家金融科技初創公司，為財富管理者提供GBI投資組合。該企業在資金夥伴Algorithmics被收購後，隨之成為IBM的一部分，Algorithmics是風險管理與投資分析的全球領導者。保羅擁有十年的風險管理專業知識；他曾擔任意大利國際銀行（Banca Intesa Sanpaolo）市場及對手風險建模的負責人。他是現代投資組合管理：從馬可維茲到概率情境優化的作者，並且是金融科技書籍的貢獻作者。
