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商品描述
A survival guide for the FinTech era of banking
FinTech Innovation examines the rise of financial technology and its growing impact on the global banking industry. Wealth managers are standing at the epicenter of a tectonic shift, as the balance of power between offering and demand undergoes a dramatic upheaval. Regulators are pushing toward a 'constrained offering' norm while private clients and independent advisors demand a more proactive role; practitioners need examine this banking evolution in detail to understand the mechanisms at work. This book presents analysis of the current shift and offers clear insight into what happens when established economic interests collide with social transformation. Business models are changing in profound ways, and the impact reaches further than many expect; the democratization of banking is revolutionizing the wealth management industry toward more efficient and client-centric advisory processes, and keeping pace with these changes has become a survival skill for financial advisors around the world.
Social media, big data analytics and digital technology are disrupting the banking industry, which many have taken for granted as set in stone. This book shatters that assumption by illustrating the massive changes already underway, and provides thought leader insight into the changes yet to come.
- Examine the depth and breadth of financial technology
- Learn how regulations are driving changing business models
- Discover why investors may become the price-makers
- Understand the forces at work behind the rise of FinTech
Information asymmetry has dominated the banking industry for centuries, keeping the bank/investor liability neatly aligned--but this is changing, and understanding and preparing for the repercussions must be a top priority for wealth managers everywhere. Financial Innovation shows you where the bar is being re-set and gives you the insight you need to keep up.
商品描述(中文翻譯)
「金融科技時代銀行的生存指南」
「金融科技創新」探討金融科技的崛起及其對全球銀行業的日益影響。財富管理者正站在一個地殼變動的中心，供需之間的權力平衡正在發生劇變。監管機構正推動「有限供應」的規範，而私人客戶和獨立顧問則要求更積極的角色；從業人員需要詳細研究這種銀行業的演變，以了解其中的機制。本書分析了目前的轉變，清晰地洞察了當既定的經濟利益與社會變革相衝突時會發生什麼。商業模式正在深刻變化，其影響超出許多人的預期；銀行業的民主化正在革命性地改變財富管理行業，朝著更高效和以客戶為中心的諮詢流程發展，跟上這些變化已成為全球金融顧問的生存技能。
社交媒體、大數據分析和數字技術正在顛覆許多人視為不變的銀行業。本書打破了這種假設，通過展示已經在進行的巨大變革，並提供對即將到來的變化的思想領袖洞察。
- 深入研究金融科技的廣度和深度
- 了解監管如何推動商業模式的變革
- 發現為什麼投資者可能成為價格制定者
- 理解金融科技崛起背後的力量
資訊不對稱長久以來主導著銀行業，使銀行/投資者的責任保持一致，但這正在改變，了解並為其後果做好準備必須成為財富管理者的首要任務。《金融創新》向您展示了標準正在被重新設定的地方，並提供您所需的洞察力以跟上這些變化。
作者簡介
PAOLO SIRONI is a global thought leader for Wealth Management and Investment Analytics at IBM, where he is responsible for promoting quantitative methods, Goal Based Investing (GBI) and digital solutions for financial advisory. His expertise combines financial services and technology and spans over a number of areas, including wealth management, asset management, risk management and FinTech innovation. Prior to IBM, he founded a FinTech startup that provided GBI portfolios to wealth managers. This venture subsequently became a part of IBM following the acquisition of funding partner Algorithmics, a world leader of risk management and investment analytics. Paolo possesses a decade-long risk management expertise; he was previously head of market and counterparty risk modeling at Banca Intesa Sanpaolo. He is the author of Modern Portfolio Management: From Markowitz to Probabilistic Scenario Optimisation, and contributing author to The FinTech Book.
作者簡介(中文翻譯)
PAOLO SIRONI是IBM的全球財富管理和投資分析思想領袖，負責推廣量化方法、目標導向投資（GBI）和金融諮詢的數位解決方案。他的專業結合了金融服務和技術，涵蓋了財富管理、資產管理、風險管理和金融科技創新等多個領域。在加入IBM之前，他創辦了一家金融科技初創公司，為財富管理者提供GBI投資組合。該創業項目隨後成為IBM的一部分，因為IBM收購了資金合作夥伴Algorithmics，這是全球領先的風險管理和投資分析公司。Paolo擁有十年的風險管理專業知識，曾擔任Banca Intesa Sanpaolo的市場和交易對手風險建模負責人。他是《現代投資組合管理：從馬科維茨到概率情景優化》的作者，也是《金融科技書》的合著者。
