Artificial Intelligence and Actuarial Science: Applications and Case Studies from Finance and Insurance
暫譯: 人工智慧與精算科學：來自金融與保險的應用與案例研究

本書旨在探討如何在保險和金融領域的精算工作轉型中，自動化、創新、設計和部署新興技術。它檢視人工智慧在日常監控償付能力、治理、合規性、數據處理等方面與流程自動化的角色。它還探討了機器學習、遠端信息系統、AI 驅動的索賠處理軟體、大數據和演算法、可解釋的 AI、AI 驅動的風險管理工具在各種精算過程中的應用。

- 提供案例研究和最佳實踐，包含成功和失敗的精算工作轉型倡議及新興技術的轉型實例
- 提供不同應用中 AI 在精算工作中的部署解決方案
- 討論組織如何有效地將 AI 融入其現有的精算工作實踐
- 涵蓋來自全球的多樣化新興技術、實踐和精算流程
- 詳述一個框架，以理解大數據和 AI 發展如何影響保險產品及其監管
- 解釋保險公司如何審查和修改其現有的風險管理框架 (RMF)，以考慮在實施 AI 使用案例時的一些重大差異

本參考書適合對人工智慧和精算科學感興趣的學者、研究人員和專業人士。

Dr. Sonal Trivedi is an assistant professor at VIT Bhopal University, India. She has more than 12 years of teaching experience. She has published two books in national publications and has two edited books with international publishers in the process of publishing. She has 27 documents in Scopus indexed journal. She has six patents granted. She has 22 research papers in UGC-approved journals and presented 15 papers at international and national conferences. She has acted as conference chair for five international conferences. She is a reviewer for four reputed journals. She did her Ph.D. in Management (Finance) with a thesis titled 'A Study on Risk Management Tools and Techniques in Life Insurance Industry in India' from the University of Kota (Rajasthan) in 2017. She has also worked as a teaching assistant at S.V. National Institute of Technology (NIT), Surat (Institute of National Importance under Ministry of Human Resource Development (MHRD), Government of India). Her areas of interest are blockchain, finance, banking, and insurance.

Dr. Nallakaruppan M.K is an assistant professor in Balaji Institute of Modern Management Sri Balaji University Pune India. He completed his bachelor's degree (B.E.) in Electronics and Communication Engineering at J.J. College of Engineering and Technology. He completed his master's degree (M.E.) in Software Engineering at Anna University. He completed his Ph.D. in "Decision Support Systems for IoT-based Infrastructures" at VIT University, Vellore. His areas of expertise are IoT and smart networks, machine learning, soft computing, decision science, and deep learning. He has 32 international publications in various international journals under his area of interest. This includes 20 research papers, 9 conferences, and 3 book chapters, all with various reputed publishers.

Dr. Balamurugan Balusamy is Associate Dean of Students at Shiv Nadar University, Delhi-NCR. Prior to this assignment, he was a professor at the School of Computing Sciences & Engineering and Director of International Relations at Galgotias University, Greater Noida, India. His contributions focus on engineering education, blockchain, and data sciences. His academic degrees and 12 years of experience working as a faculty in a global university like VIT University, Vellore, have made him more receptive and prominent in his domain. He has over 200 papers with high impact factor published in multiple reputed journals. He has edited and authored more than 80 books, as well as collaborated with eminent professors across the world from top QS-ranked universities. He has served up to the position of associate professor in his stint of 12 years of experience with VIT University, Vellore. He had completed his bachelor's, master's, and Ph.D. degrees from India's top premier institutions. His passion is teaching, and he adapts different design thinking principles while delivering his lectures. He has published over 80 books on various technologies and has visited over 15 countries for his technical course. He has attended several top-notch conferences and has published over 200 high-quality journal, conference, and book chapters combined. He serves on the advisory committee for several start-ups and forums, as well as does consultancy work for industry on industrial IOT. He has given over 195 talks at various events and symposiums.

Dr. Nithya Rekha Sivakumar received a grant from UGC and completed her Ph.D. as a full-time research scholar at Periyar University awarded with "UGC BSR Research Fellowship in Science for Meritorious Students" by the University Grants Commission, New Delhi, Govt. of India, from 2010 to 2013. She received a travel grant from the Department of Science and Technology (DST), Govt. of India, to go to United States for her Ph.D. research. She received the "Best Distinguished Researcher Award" for the year 2015-2016 from the College of Computer, Qassim Private Colleges, Buraydah, Kingdom of Saudi Arabia. She has received a research grant for the Research Identity Fast-track Funding Program from the Deputyship for Research & Innovation, as well as the Ministry of Education and Researchers Supporting Project Award from Princess Nourah Bint Abdulrahman University in Saudi Arabia four times. She is on a Panel of External Examiners for Ph.D. for more than 25 candidates who have been awarded Ph.D. She is the author of over 50 peer-reviewed articles. She also has three patents. She is a reviewer for reputed journals. She is supervising several graduates (B.S. and M.S.). Her research interests include mobile computing, artificial intelligence, Internet of Things, deep learning, machine learning, wireless networks, network/cyber security, blockchain, VANET, cognitive radio networks, and cloud computing. She is currently an associate professor in the Department of Computer Sciences, College of Computer and Information Sciences, Princess Nourah Bint Abdulrahman University, Riyadh, Saudi Arabia. She has 17 years of teaching experience in the field of computer science and 15 years of research experience.

索納爾·特里維迪博士是印度VIT博帕爾大學的助理教授。她擁有超過12年的教學經驗。她在國內出版了兩本書，並有兩本編輯書籍正在與國際出版商出版中。她在Scopus索引期刊上發表了27篇文獻。她擁有六項專利。她在UGC認可的期刊上發表了22篇研究論文，並在國際和國內會議上發表了15篇論文。她曾擔任五個國際會議的會議主席。她是四本知名期刊的審稿人。她於2017年在科塔大學（拉賈斯坦邦）獲得管理學（金融）博士學位，論文題目為「印度人壽保險行業風險管理工具與技術研究」。她還曾在S.V.國立技術學院（NIT）蘇拉特擔任教學助理（該院為印度人力資源發展部（MHRD）下的國家重要機構）。她的研究興趣包括區塊鏈、金融、銀行和保險。

納拉卡魯潘·M.K博士是印度普納Sri Balaji大學巴拉吉現代管理學院的助理教授。他在J.J.工程與技術學院獲得電子與通信工程學士學位（B.E.）。他在安娜大學獲得軟體工程碩士學位（M.E.）。他在VIT大學（維洛爾）獲得「基於物聯網基礎設施的決策支持系統」的博士學位。他的專業領域包括物聯網和智慧網絡、機器學習、軟計算、決策科學和深度學習。他在其研究興趣範疇內發表了32篇國際論文，包括20篇研究論文、9篇會議論文和3篇書籍章節，均與多家知名出版商合作。

巴拉穆魯根·巴盧薩米博士是德里-NCR的希夫納達大學學生事務副院長。在此之前，他曾擔任印度大諾伊達Galgotias大學計算科學與工程學院的教授及國際關係主任。他的貢獻集中在工程教育、區塊鏈和數據科學上。他的學位和在VIT大學（維洛爾）這樣的全球大學工作12年的經驗，使他在其領域中更具敏感性和知名度。他在多個知名期刊上發表了超過200篇高影響因子的論文。他編輯和撰寫了超過80本書籍，並與來自全球頂尖QS排名大學的著名教授合作。他在VIT大學的12年經驗中晉升至副教授職位。他的學士、碩士和博士學位均來自印度頂尖的高等院校。他熱愛教學，並在授課時運用不同的設計思維原則。他已出版超過80本有關各種技術的書籍，並曾前往超過15個國家進行技術課程。他參加了多個頂尖會議，並綜合發表了超過200篇高品質的期刊、會議和書籍章節。他在多個初創企業和論壇的諮詢委員會中任職，並為工業物聯網提供顧問服務。他在各種活動和研討會上發表了超過195次演講。

尼提亞·瑞卡·西瓦庫馬博士獲得了UGC的資助，並作為全職研究學者在佩里亞大學完成了博士學位，並獲得了印度新德里大學資助委員會頒發的「UGC BSR科學優秀學生研究獎學金」，時間為2010年至2013年。她獲得了印度政府科學與技術部（DST）的旅行資助，以前往美國進行博士研究。她於2015-2016年獲得沙烏地阿拉伯布賴達Qassim私立學院計算機學院頒發的「最佳傑出研究者獎」。她四次獲得沙烏地阿拉伯努拉公主大學的研究身份快速資助計劃的研究資助，以及教育部和研究者支持項目獎。她是超過25名獲得博士學位候選人的外部考官小組成員。她是超過50篇同行評審文章的作者，並擁有三項專利。她是知名期刊的審稿人，並指導多名本科生（B.S.）和碩士生（M.S.）。她的研究興趣包括移動計算、人工智慧、物聯網、深度學習、機器學習、無線網絡、網絡/網絡安全、區塊鏈、VANET、認知無線網絡和雲計算。她目前是沙烏地阿拉伯利雅德努拉公主大學計算機科學系的副教授。她在計算機科學領域擁有17年的教學經驗和15年的研究經驗。