The Adoption of Fintech: Using Technology for Better Security, Speed, and Customer Experience in Finance

「Fintech」一詞是「financial」（金融）和「technology」（科技）的結合，現在已成為真正的商業需求。然而，關於從採用到未來發展的Fintech的整體性方面的書籍相對有限。本書指導讀者如何採用Fintech，制定監管和風險框架，將其應用於金融服務，解決道德困境並持續改進。預期的挑戰包括在不損害盈利能力和金融穩定性的情況下，發展信任、安全、隱私和受監管的環境。預期的解決方案是加強治理、使用無法破解的技術、風險管理、消費者數據保護和可持續實踐。

本書推薦給利益相關者，尤其是Fintech學者、從業人員和政策制定者。它提供了全面的洞察和支持Fintech發展的機會，以促進經濟和社會的改善。Fintech被定義為將技術注入金融領域，以提高安全性、速度和客戶體驗。本書通過直接的案例研究，為讀者提供更好的理解。此外，它還解釋了Fintech在日常交易中的監管和使用。讀者將了解到Fintech在金融分析、保險科技和股票市場中的重要作用。

Syed Hasan Jafar is an Area Chair of Finance at Woxsen University. He has around 13 Years of Experience in the field of Finance and worked as a Research Analyst, Deputy Research Head, and Corporate Trainer. He comes on several national media channels as a financial expert to share his view on the financial market. His areas of expertise are Security Analysis, Corporate Finance, Equity and Derivative Research, and Valuation. He has taken several sessions in top universities in India and abroad. He was Awarded as Best Faculty of the Year 2020-21 in Woxsen School of Business, Woxsen University. He conducted more than 50 Investor awareness programs nationwide and was awarded the best Research Analyst several times during his corporate experience.

Dr. Hemachandran K has been a passionate teacher with 14 years of teaching experience and having 5 years of research experience. A strong educational professional with a scientific bent of mind, highly skilled in AI & ML. After receiving Ph.D. in embedded system at Dr. MGR Educational & Research Institute, India. He started doing interdisciplinary research in AI. An open-ended positive person who has a stupendous peer-reviewed publication record with more than 20 journals and international conference publications. He served as an effective resource person at various national and international scientific conferences. He has rich research experience in mentoring UG & PG student projects. He owed two patents to his credentials. He has a life membership in estimable professional bodies. He was a pioneer in establishing a Single Board Computer lab at Ashoka Institutions, Hyderabad, India. His self-paced learning schedule and quench to upgrade and update learning skills resulted in the awarding of around 15 online certificate courses conferred by COURSERA and other online platforms. His editorial skills made him to include as an editorial board member of numerous reputed SCOPUS / SCI journals.

Dr. Shakeb Akhtar is an Assistant Professor and Program Director of MBA (Financial Services) at the School of Business, Woxsen University. He has been a passionate teacher with 3 years of teaching experience and having 5 years of research experience He has completed his Ph.D. in Banking and Finance from Aligarh Muslim University, Aligarh, Uttar Pradesh, India. His Ph.D. thesis concentrates on the comparison of the performance of private and foreign sector banks in India. He was declared a university topper in PG and Ph.D. coursework examinations. His research has been featured in leading journals including Benchmarking: An International Journal, Quality and Quantity, Journal of Risk and Financial Management, International Journal of Sustainable Development and World Ecology, and one case study in his area is published in Emerging Economics Case Journal. His research interests include banking, sustainability, ESG, corporate governance, and green innovation practices. He teaches courses on corporate finance, accounting for managers, cost accounting, banking, and insurance practices.

Dr. Parvez Alam Khan is an Assistant Professor at the School of Business, Woxsen University with 4 years of industry and 5 years of research experience He has completed his Ph.D. in Management from Universiti Teknologi PETRONAS, Malaysia. His research has been featured in leading journals including Business Strategy and the Environment, Cogent Business & Management, Environmental Science and Pollution Research, and Journal of Risk and Financial Management. His research interests include sustainable innovation, green innovation, social innovation, SDG, and corporate governance. He teaches courses on accounting, sustainability, sustainable finance, corporate governance, and strategic management.

Hani El-Chaarani is a full professor of finance. He is a financial consultant in many public and private institutions. He is a board member and financial advisor for many family firms in the MENA region. He holds a Ph.D. in Business Administration from the University of Bordeaux-IV (France), an MSc in Business Administration from the IAE-Bordeaux (France) and an MSc in Finance and Accounting from the Lebanese University. In addition, he holds a Rural and Economic Development diploma from Illinois University-USA, an Excellence in Teaching diploma from Illinois University-USA, and a Crisis Economic Leadership Diploma from London Business School-UK. He is a charted accountant and visiting professor at various universities, research centers, and international organizations. He is the head of the Business School at Beirut Arab University - Lebanon. He acted as the keynote speaker and delivered professional talks on various international forums. He is leading the IBERA (International Business and Economic Research Academy). He published close to 50 scientific works in high-ranked journals and international conferences. He is a reviewer in several ranked journals. His research interests include financial behavior, corporate governance, SME performance, blockchain, big data management.

Syed Hasan Jafar是Woxsen大學金融領域的區域主席。他在金融領域擁有約13年的經驗，曾擔任研究分析師、副研究主管和企業培訓師。他作為金融專家在多個國家媒體頻道上分享他對金融市場的觀點。他的專業領域包括證券分析、企業金融、股權和衍生品研究以及估值。他在印度和國外的多所頂尖大學進行過多次講座。他在Woxsen商學院、Woxsen大學被評為2020-21年度最佳教師。在他的企業經驗中，他主持了全國超過50個投資者宣傳活動，並多次獲得最佳研究分析師獎項。

Dr. Hemachandran K是一位熱情的教師，擁有14年的教學經驗和5年的研究經驗。他是一位教育專業人士，具有科學思維和高度的AI和ML技能。在印度Dr. MGR Educational & Research Institute獲得嵌入式系統博士學位後，他開始進行跨學科的AI研究。他在同行評審的期刊和國際會議上發表了超過20篇論文。他在各種國家和國際科學會議上擔任有效的資源人。他在指導本科和研究生學生項目方面擁有豐富的研究經驗。他擁有兩項專利。他是一些尊貴專業組織的終身會員。他是在印度海得拉巴的Ashoka Institutions建立單板計算機實驗室的先驅者。他的自主學習計劃和對學習技能的渴望使他獲得了COURSERA和其他在線平台頒發的約15個在線證書。他的編輯技能使他成為多個知名SCOPUS / SCI期刊的編輯委員會成員。

Dr. Shakeb Akhtar是Woxsen大學商學院MBA（金融服務）的助理教授和項目主任。他是一位熱情的教師，擁有3年的教學經驗和5年的研究經驗。他在印度Aligarh Muslim University完成了銀行和金融的博士學位。他的博士論文集中在比較印度私營和外國銀行的業績。他在研究中被評為大學尖子生。他的研究在包括Benchmarking: An International Journal、Quality and Quantity、Journal of Risk and Financial Management、International Journal of Sustainable Development and World Ecology在內的領先期刊中發表，並在一個案例研究中發表。他的研究興趣包括銀行業、可持續性、ESG、公司治理和綠色創新實踐。他教授企業金融、管理會計、成本會計、銀行和保險實踐等課程。

Dr. Parvez Alam Khan是Woxsen大學商學院的助理教授，擁有4年的行業經驗和5年的研究經驗。他在馬來西亞Universiti Teknologi PETRONAS獲得管理學博士學位。他的研究在包括Business Strategy and the Environment、Cogent Business & Management、Environmental Science and Pollution Research和Journal of Risk and Financial Management在內的領先期刊中發表。他的研究興趣包括可持續創新、綠色創新、社會創新、SDG和公司治理。他教授會計、可持續性、可持續金融、公司治理和戰略管理等課程。

Hani El-Chaarani是金融學的全職教授。他是許多公共和私營機構的金融顧問。他是許多家族企業的董事會成員和財務顧問。